<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Investment on the art of simplicity</title><link>https://naoko.github.io/tags/investment/</link><description>Recent content in Investment on the art of simplicity</description><generator>Hugo</generator><language>en-us</language><lastBuildDate>Sun, 20 Dec 2020 00:00:00 +0000</lastBuildDate><atom:link href="https://naoko.github.io/tags/investment/index.xml" rel="self" type="application/rss+xml"/><item><title>Don't let your money sleep</title><link>https://naoko.github.io/posts/2020-12-20-grow-your-money/</link><pubDate>Sun, 20 Dec 2020 00:00:00 +0000</pubDate><guid>https://naoko.github.io/posts/2020-12-20-grow-your-money/</guid><description>&lt;h3 id="you-loos-your-money-if-you-have-your-money-in-saving-account"&gt;You loos your money if you have your money in saving account&lt;/h3&gt;
&lt;p&gt;What? How? The best saving rate today is like 0.5%. So if I have $10,000 then
you will earn $50 a year so how that is loosing money?&lt;/p&gt;
&lt;p&gt;Because currency devalued over time (cause of an increase in the money supply is one of the biggest reason) and its rate is shown below:&lt;/p&gt;
&lt;p&gt;
 &lt;img src="https://naoko.github.io/images/2020-12-20/inflation_rate.png" alt="Inflation rate"&gt;

&lt;/p&gt;
&lt;p&gt;You see no year has inflation rate below 0.5% thus you are loosing money although you maybe earning 0.5%.&lt;/p&gt;</description></item><item><title>損を最低限に抑えて少しリッチになる</title><link>https://naoko.github.io/posts/2018-02-18-money-tip-for-beginner/</link><pubDate>Sun, 18 Feb 2018 00:00:00 +0000</pubDate><guid>https://naoko.github.io/posts/2018-02-18-money-tip-for-beginner/</guid><description>&lt;h3 id="鉄則１出費しながらお金を貰う"&gt;鉄則１：出費しながらお金を貰う&lt;/h3&gt;
&lt;p&gt;全ての買い物、ガソリンやビルの支払いはキャッシュバックもしくはポイント制のクレジットカードで支払いする。
ちなみに私はChaseの1.5%CashBack Bonusを使ってます。
毎月の出費が$1,000だとしたら$15、１年で$180の現金。&lt;/p&gt;</description></item></channel></rss>